Meet CommerceGO.

Your current mySpending Card^® is being upgraded to our new CommerceGO transaction account, designed with better banking benefits.

You’ll still enjoy the same great benefits you’ve come to rely on:

A debit card you can use anywhere Visa^® debit cards are accepted.
No fear of overdrawing your account and no overdraft fees — ever.
Early Pay: Get paid up to two days early with direct depositfootnote ¹.

Activate My Card scrolls down to the activation form

What’s New?

Your new CommerceGO account comes with powerful new tools to help you stay in control:

Access to Mobile & Online Banking: Manage your money anytime, anywhere with the Commerce Bank Mobile App or through Online Banking.
Flexible Transfers: Move money more freely on and off your account, use Zelle^® to send and receive money with people you trustfootnote ² and connect your account to other popular payment platforms.
No Load Limits: There are no minimum or maximum load amounts.
Increased Daily Spending and Withdrawal Limits: Daily limits are higher, and there are no weekly or monthly limits.

Plus, you’ll continue to enjoy all the benefits of your Visa^® Debit Card:

Contactless tap and go at checkout counters wherever you see this symbolfootnote ³.
Built-in fraud protection with Visa Zero Liabilityfootnote ⁴.
Connect to your preferred mobile wallet.
Withdraw cash for free at all Commerce Bank ATMs.

Disclosures:

You may receive a direct deposit up to two days early with Early Pay if you have a) a checking or savings account or prepaid card with us, and b) a recurring qualifying direct deposit to that account. Qualifying direct deposits may include a recurring ACH deposit of less than $10,000.00 for payroll, Social Security or other government benefits, or pensions. Early Pay is automatic and there is no fee. Please visit the Commerce Bank Deposit Agreement link opens in a new window and Funds Availability Policy link opens in a new window for more details.
To send or receive money with Zelle^®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.
The Contactless Symbol and Contactless Indicator are trademarks owned and used with permission of EMVCo, LLC.
Customer must notify Commerce Bank within 60 days of receiving the first statement with unauthorized activity. For specific restrictions, limitations and other details, please consult Commerce Bank.

Zelle^® and the Zelle^® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

App Store is a service mark of Apple Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Android, Google Play and the Google Play logo are trademarks of Google, Inc.